Millennials see vastly different career path choices than the older Gen Xer’s and Boomers have witnessed, and the ROI math on borrowing/investing for available future careers via the higher ed track is not rocket science and is not good, that is that decision is more about getting into bed with the financial industry. (Feeling all cozy yet?)

Yes I know Gen Xers that feel like Millennials are just as reported in many ways in this story, the ‘tude’ seemingly experienced by older generations seems something different than the DIY’ers within the existing system, more like DIY’ers outside the classic economic system, because many millennials and younger are headed for an endless stream of contractual work engagements with no real employee job ownership like older generations may have enjoyed. Kind of like the equivalent of foster care especially when it comes to any bennies.

Survival economic schemes in the future are going to look like a different beast, and if not, devolution is more certain with time. Some kind of credits economy may evolve, (will work for life credits game, etc.) but something will have to give, the society couldn’t afford to build enough prisons fast enough. Yes, just effing forget it, there won’t be enough slots for the Henriettas and Horatio Algers in the future work world under rampant competitive capitalism.